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Bitcoin-backed loans
What are the loan rates, fees, and terms?

Strike offers market-leading terms with a range of amounts and repayment options for bitcoin-backed loans.

Loan terms:

  • Loan term: 12 months
  • Loan amount: Minimum $10,000*, no maximum (for $5,000,000+ loans contact private@strike.me)
  • Interest: Starting at 9.5% APR**
  • Loan types:
  • Maximum initial LTV: 50% (inclusive of principal and interest)
  • Interest accrual: Daily
  • Loan closure: Available on demand after 60 days
  • Origination fee: 0%
  • Early repayment fee: 0%
  • Late payment fee: 0% (10-day grace period for failed payments)
  • Liquidation fee: 0%
  • Strike fee: Monthly and maturity payments from your bitcoin balance incur standard bitcoin trading fees, and will count towards your monthly trading volume.

* Minimum loan amounts vary by state for individuals and businesses.
** Rates vary based on loan type and amount. Learn more about rates.

Your loan’s interest rate will remain unchanged for the duration of your loan. Strike may offer updated loan products in the future, including different interest rates or expanded limits. If more favorable loan options become available, you can access them by opening another loan.

© 2026 NMLS ID 1902919 (Zap Solutions, Inc.)
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