Direct deposit lets you receive your paycheck into your account as a mix of US dollars and bitcoin. You set the percentage, and it applies automatically every pay period.

Setting up direct deposit

1. Tap Account
2. Tap Direct deposit
3. Share the provided banking details with your employer
4. Tap "Get paid in bitcoin"
5. Set your allocation between dollars and bitcoin

When your paycheck arrives, it's deposited according to your set allocation, which you can change at any time.

Allocating a portion to bitcoin acts as a bitcoin purchase. Any bitcoin allocation does not apply to non-paycheck deposits. Those are received entirely as cash.

Fee-free bitcoin purchases

Fees apply when buying bitcoin, but with Get Paid in Bitcoin, fees are waived on up to $20,000 in purchases per month.

Early direct deposit

Eligible customers using a supported payroll provider may receive deposits of up to $10,000 up to two days before their scheduled pay date. Early availability depends on when your employer's payroll provider submits the deposit. Not all payroll providers are eligible for early direct deposit. To see if you are eligible, you can ask your payroll provider if they support early posting (payroll has to be processed as RDFI).

Direct deposit form

You can create a direct deposit PDF form to share with your employer. Tap the "Get direct deposit form" button on the Direct deposit screen in step 2 above.

When creating your form, you can set it as a partial direct deposit so that only part of your paycheck is sent to your account. Make sure your employer supports partial direct deposits before setting a custom amount.

Direct deposits are not subject to deposit limits, so you can add cash to your account via direct deposit even if you have reached your limit for bank accounts or debit cards. Direct deposit transfers must be from your employer or a third party paying you for services.